Title : Obamacare: High Deductibles and Higher Premiums
link : Obamacare: High Deductibles and Higher Premiums
Obamacare: High Deductibles and Higher Premiums
Bad news for Obamacare enrollees, reports said that there will be an increase in the out-of-pocket costs for deductibles next year 2016 that will significantly diminish the benefits of consumers health care plans and this will further discourage some from purchasing coverage.
Robert Laszewski, president of Health Policy & Strategy Associates, said “That these deductibles are so high is clearly one of the reasons people aren’t buying a plan—they simply don’t see themselves getting anything for the money.”
People have until the end of the year to enroll themselves for the 3rd season of Obamacare. The government said that there are a lot of plans available with low premiums however, most of those plans requires you to pay huge out of pocket costs before they Obamacare coverage actually kicks in.
The average annual out-of-pocket costs per worker increased nearly 230 percent between 2006 and 2015, according to an annual survey of employer health benefits coverage by the Kaiser Family Foundation.
The New York Times report said that majority of the states and more than half the plans being sold on Obamacare insurance exchanges have a deductible of $3,000 or more.
Median deductible in Miami is $5,000. In Jackson, Miss the median deductible is $5,500. Chicago is $3,400. Phoenix $4,000. While in Des Moines, Iowa, it is $3,000.
It is also revealed by the government that Obamacare will not hit their 10 million target by next year. Also another problem hounding the Obamacare is the rising premiums for policies the median rate increase for the lowest priced, most popular “Silver” plan will rise by 11% compared to just a 7% increase in 2015.
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